Fort Payne, AL is a lovely town with all the natural beauty and amenities that anyone would desire to live in the south. We all know how beautiful yet unpredictable the weather is in the region and at Attain Insurance we want everyone to fully understand what is covered when they purchase insurance for their auto, life, home, business, or more. This is why we have compiled a list of common flood insurance questions.
Flood Insurance Frequently Asked Questions:
- Why would I need flood insurance when I have auto, home, and/or business policies? According to the Alabama Department of Insurance standard home policies do not cover floods damage. This can be surprising if you did not know this and assumed you were covered. We will be happy to discuss exactly what is covered in your home and with your flood insurance add-on.
- Do I really need flood insurance if I do not live in a high-risk area? Yes, even if you do not enjoy the amenities of river or lakefront living in Alabama your home or property may still have flood damage during weather fluctuations that are common in the area. It is an easy way to purchase a piece of mind, even if the risk is lower for you than your waterfront friends.
- Do I need flood insurance, legally? No, it is not a legal requirement like auto insurance. However, if you live in a flood plane you likely have a requirement to keep flood coverage by your mortgage company.
Attain Insurance serves the community of Fort Payne, AL with all their insurance needs. If you live in the area give us a call to discuss any flood insurance questions you may have and to add to your policy.