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Attain Insurance

611 Gault ave S
Fort Payne, AL 35967

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What is Aviation Insurance, and What Does it Cover?

If you are into the aviation business, like any other business, you definitely need insurance. But what insurance coverage do you need? Attain Insurance in Fort Payne, AL, offers aviation insurance that covers businesses in the aircraft business.

What is aviation insurance?

As its name suggests, aviation insurance is a pivotal insurance policy if you own a plane. While this insurance isn’t mandatory in Alabama, it’s a must-have investment for anyone owning an aircraft, whether for commercial or private reasons.

What does aviation insurance cover?

The two main reasons to own aviation or aircraft insurance or to protect yourself against liability claims and to cushion your airplane from physical damage. Let’s look at the two areas in detail:

Liability coverage

Just like auto or boat insurance, this coverage covers you when accused of bodily injury or property damage. For instance, if your aircraft harms bystanders (and sometimes passengers, depending on your coverage), aircraft insurance comes to your rescue by covering medical expenses and legal charges when sued.

Similarly, aircraft insurance covers you when accused of property damage. For instance, if your vessel overruns the airway and crashes into someone’s property, this insurance coverage pays for the property damage. Since liability claims can be insanely expensive, you can’t afford to own an aircraft without liability coverage.

Physical damage

Like you would imagine, repairing an airplane doesn’t come cheap. For this reason, investing in insurance that covers repairs and even the replacement of your expensive toy shouldn’t be an option.

Aviation insurance in Fort Payne, AL 

While aircraft insurance isn’t mandatory in Alabama, this shouldn’t be an excuse to fail to invest in one. This crucial insurance plan protects you, your aircraft, and the crew when mishaps happen. If you would like to invest in this coverage, please get in touch with Attain Insurance to discuss your options.