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Attain Insurance

611 Gault ave S
Fort Payne, AL 35967

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Why basic auto insurance isn’t always the right choice

Basic auto insurance is the minimum the state requires to be able to drive in Alabama. It is liability only and does not offer any protection for your car. In Fort Payne, AL, Attain Insurance has a team of insurance experts who are here to help you to make the right choice when it comes to auto insurance that is right for you. 

In Alabama, the basic amount of auto insurance required is 25/50/25. That is $25,000 for personal injury, $50,000 for more than one injury, and $25,000 for property damage. This may or may not be adequate coverage for you. Your coverage should reflect your assets. 

If you are like most people, you depend on your vehicle to do your regular daily activities. If you are in an auto accident, you might not have the ready cash to pay for any repairs or to replace the vehicle if it is a total loss. There are types of insurance that could help if you have the coverage. 

Collision coverage

If you are responsible for an accident, a single-car accident, or a hit-and-run victim, you must pay to have your vehicle repaired. If that is a challenge, it makes sense to have collision insurance unless your car has very little value. 

Comprehensive coverage

Comprehensive coverage for your vehicle covers just about everything but a collision. It covers theft or vandalism, deer damage from an impact, and many weather events. If a branch falls from a tree, you are covered; if hail damages your paint, it’s covered. Glass is also included, and having complete glass coverage is a good idea. 

Contact Attain Insurance in Fort Payne, AL, for information about auto insurance coverage.