In Fort Payne, AL, few insured individuals have substantial coverage. Those who are underinsured will end up paying some or all of the damage out of pocket. You deserve better. Our home insurance policies offer flexibility to prioritize the coverage you want.

Customizing Existing Home Insurance Policies

The team at Attain Insurance will review your home insurance policy’s coverage. You can also transfer policies from other companies to us for review. We will reevaluate the home for interior, exterior, and lawn renovations, installations, and safety improvements. This will help us determine the home’s updated value.

We discuss optional add-ons and endorsements. These fill the gaps with priority items you need that basic home insurance doesn’t cover. While it varies by carrier, some options are:

• Appliance and equipment breakdown
• Scheduled personal property rider
• Hidden water
• Underground service line
• Water backup and overflow protection
• Flood insurance
• Inland flood insurance
• Earthquake insurance
• Home renovation insurance
• Building code coverage
• Credit monitoring
• Identity fraud
• Nursing home coverage
• Home-based business add-on

You can also increase the dwelling limit, add personal injury claims protection, match the siding, and include replacement cost coverage for dwellings. Assess previous home risks and the value of belongings to determine what to add. Lastly, we review eligible discounts based on our findings to set monthly premiums.

Customizing New Home Insurance Policies

When you choose Attain Insurance for your first policy, we discuss home insurance coverage offerings from our carriers. We ask questions about the home and belongings to determine how much you need. It should be enough:

1. To rebuild your home and exterior dwellings from scratch after damage
2. To cover every item in the house
3. For property damage and injuries caused by another person

Once you get adequate coverage, we will discuss add-ons and discounts to complete the policy.

Paying for home insurance isn’t helpful if it doesn’t cover issues you care about most. Our team takes the time to scan the policy to safeguard those what-if concerns. Call or visit the Fort Payne, AL office to revise your home insurance policy.