HOW CAN WE HELP YOU?

Call IconClick to Call
Attain Insurance

611 Gault ave S
Fort Payne, AL 35967

Mobile Map IconGet Directions

AL

Protecting Your Vehicle From Storm Damage and Alabama Weather

Posted on by agentinsure

When faced with unpredictable weather, proper insurance is key. Whether you own a traditional vehicle or watercraft in Fort Payne, AL, it’s essential to insure all vehicles, even if you just use them seasonally. At Attain Insurance, we’ll work with you to protect your auto investment while saving money with the right form of coverage.

Comprehensive Insurance

Obtaining comprehensive insurance in Fort Payne is always recommended for anyone who owns a vehicle. Comprehensive goes above and beyond traditional liability insurance. It’s possible to protect your vehicle from damage caused by flooding, falling tree branches, and even unpredictable hailstorms. Those who live in Northern Alabama are more likely to experience seasonal flash flooding and hail, which needs to be considered when it’s time to review and renew insurance policies.

Proactive Measures

Before a major storm hits, it’s also advisable to have a contingency insurance plan in place. Preparing your vehicle for storms and potential downfalls of rain and hail can go a long way in protecting and preserving your investments. After a storm, documenting your property’s damage, such as leaks, cracked glass, or even dents, can help with filing a claim. Quick reporting ensures faster processing while minimizing potential repair delays. 

The right amount of coverage for storm coverage is key. At Attain Insurance, we work closely with our clients to help provide the proper auto coverage necessary anytime you’re out on the road. To learn more about your coverage needs while living in Fort Payne, AL, contact us for your quote and consultation. 

Winter Storage Mistakes That Cost Fort Payne RV Owners Big

Posted on by agentinsure

You shut the door, pulled the cover tight, and walked away. But winter doesn’t care how neatly you parked it. One overlooked valve, one missed step in prep, and suddenly, your quiet offseason turns into a five-figure headache.

In Fort Payne, AL, RV owners often learn this the hard way. Attain Insurance has seen it all: cracked water lines, storm-crushed roofs, and break-ins at unsecured lots. Nearly every time, the damage was preventable.

Cancelling Insurance? The Fastest Way to Lose Everything

Let’s start with the big one. You think the RV’s off the road, so you drop the policy to save a few bucks. Bad call. Theft, fire, collapse, storm damage—none of that takes a break just because your wheels aren’t moving.

Without insurance, every hit lands squarely on your wallet. And if you’ve got a loan on the RV, cancelling coverage can trigger a default, even if it never leaves the driveway.

Attain Insurance helps Fort Payne, AL RV owners maintain protection that holds through the cold months, not just during travel.

Water in the Lines? Say Goodbye to Spring Plans

You forgot to drain the pipes, maybe thought it wouldn’t freeze, or didn’t have time. Now the temperatures drop, the water expands, and your plumbing system shatters from the inside out.

One broken fitting, one pressure spike, and suddenly you’re dealing with flooded floors, mold, and warped cabinets. And guess what? If your insurer thinks it’s neglect, that claim could be denied.

RV insurance won’t cover what you didn’t try to prevent. Winter prep isn’t just a checklist; it’s a shield.

Parking Doesn’t Equal Protection

Your RV is a beacon. Thieves know it’s unattended. They see storage lots without cameras, notice long gaps between visits, and go to work.

Without the right coverage, your stolen gear becomes your loss. Every TV, solar panel, and battery bank ripped out, and your policy says no.

Winter isn’t your RV’s quiet season, it’s the danger zone. Call Attain Insurance in Fort Payne, AL before a small oversight turns into a total loss. Your RV insurance should work even when your RV doesn’t.

Home Insurance and Damages Caused By Broken Appliances in Fort Payne, AL

Posted on by agentinsure

If you live in Fort Payne, AL, you should know about home insurance as it applies to you. There are a few things that many people do not know about home insurance in the state of Alabama that would actually be helpful to know.

For example, a lot of people actually do not know that home insurance does not only cover the physical structure of the home, but it can often cover belongings as well. Damage that is caused by broken appliances within the home can be covered in certain cases. If you have a mold problem that has been caused by a broken freezer where the ice has melted and leaked a large amount of water into the floor, for example, it is possible that your insurance company will actually cover the costs of any repairs or cleanup procedures that need to be done. However, you will need to talk to your insurance company about this, as policies vary on this particular point. It will depend on what type of damage it is and how it is classified, and if your specific policy actually covers this type of damage. You really should make sure to be familiar with your policy, as there is nothing that you can take for granted. In some cases, even when damages that occur within your house are not your fault, you will not be eligible for coverage for those damages. It is crucial that you read your policy and understand it well in order to avoid situations where you end up expecting to be covered and being disappointed.

If you have questions about home insurance in the state of Alabama, you should feel free to contact Attain Insurance for all of the answers you could need. The agents at Attain Insurance can answer all of your inquiries and tell you all of the information that can potentially help you in your situation in Fort Payne, AL.