If you own a classic car, you know it’s more than just a vehicle—it’s a labor of love. Whether you’re restoring a vintage beauty piece by piece or keeping a prized show car in pristine condition, maintaining a classic car requires dedication. At Attain Insurance in Fort Payne, AL, we often get asked: does classic car insurance cover spare parts and ongoing restoration projects? It’s an important question that deserves a closer look.

Coverage for Spare Parts

Classic car owners often collect rare and hard-to-find parts over time, such as original carburetors, chrome bumpers, or unique emblems. The good news is that many classic car insurance policies offer coverage for spare parts, even if they’re not currently installed on the vehicle. However, this coverage typically comes with a limit, so it’s essential to review your policy and consider increasing the coverage if needed.

What About Restoration Projects?

If your classic car is a work in progress, insurance coverage can become more complex. Some insurers only provide coverage once the vehicle is drivable, while others offer protection during each phase of the restoration process. This may include coverage for theft, fire, or other damages that could occur while the car is in storage or at a shop. To ensure proper coverage, it’s important to inform your insurer about the car’s current condition and your restoration plans.

Comprehensive Protection for Your Investment

Classic cars represent an investment of time, money, and passion. Don’t let gaps in coverage leave you vulnerable. If you’re unsure whether your current policy protects your spare parts or restoration efforts, contact Attain Insurance in Fort Payne, AL. We’ll help you build a policy that honors the full value of your classic ride and provides peace of mind.